Buy to Let Mortgages...
The buy-to-let market is booming and the future for investors seems rosy. The explosion in the buy-to-let mortgage sector in the 21st century has been phenomenal.
While in 1999 there were just 70,000 buy-to-let mortgages outstanding, at the end of 2006 that figure has multiplied to over 750,000 as thousands of people with some money to invest have turned to bricks and mortar as a home for their funds. The reasons for this massive growth have been clear.
Firstly, property is an attractive medium-to long-term investment, offering you both an income (from the monthly rent), plus capital growth over time as your property increases steadily in value. Property is more tangible than stocks and shares, and many people see it as a safer bet than a personal pension these days. Of course, as the market has grown, so has competition amongst lenders, which is great news for investors.
Using the right professional mortgage broker is absolutely critical for those clients who want expert input from the outset, and are looking to find the ideal buy-to-let mortgage. Here’s where blueskymortgages can help.
Buy-to-let solutions for new and existing investors…
Buy-to-let mortgages available up to 85% of purchase price
Rental calculations from as little as 100% of the mortgage payment. We also have access to products where income/earnings can be used if 100% rental in not achievable
No proof of income required
Available to first time buyers, minimum age 18 years
Portfolio lending in excess of £2million
Available to limited companies
Fee Free remortgage options
We also have access to exclusive schemes that are not generally available to the mass buy to let market.
If you’re letting a property, it’s essential to protect your investment by insuring its buildings and contents. We offer very competitive landlord insurance schemes.